Lindsay Bourkoff and Zach Shrier Interviewed by The Wall Street Journal on College Savings Plans

Prior to investing in a 529 Plan investors should consider whether the investor’s or designated beneficiary’s home state offers any state tax or other benefits that are only available for investments in such state’s qualified tuition program. Withdrawals used for qualified expenses are federally tax free. Withdrawals for purposes other than qualified education expenses may be subject to taxes and penalties. Tax treatment at the state level may vary. Please consult with your tax advisor before investing.

If the contributor front loads the gift contribution (e.g.,$70,000 gift contribution in a single year – 2015 limits), then dies within the five-year period, a prorated portion of the contribution may be included in the contributor’s estate

Tax laws and provisions are subject to change.

Content provided is for general information only and not intended to provide specific advice or recommendations for any individual. There is no assurance that the techniques and strategies discussed are suitable for all individuals or will yield positive outcomes.

Lindsay Bourkoff and Zachary Shrier are a registered representatives with, and securities offered through LPL Financial, Member FINRA/SIPC